Poor Credit? No Problem.
At First Home Guide we can help you purchase your first home even if you have less than perfect credit. In many cases, our mortgage partners are able to provide 100% financing for borrowers with credit scores as low as 580. If your credit score is less than 580, we have partnered with Advanced Credit Solutions to help you increase your score. Advanced Credit Solutions helps people raise there credit score through free seminars, individual coaching and consulting, and/or by mailing out the actual letters needed to correct any errors that may be causing your low score. We stay with you through the process no matter how long it takes. (see programs below)

If you want to buy a home and you don’t know what your credit score is, Click here and fill out our pre-approval form and we will contact you within 24 hours to let you know, or you can call us at 952-548-3707.


Advanced Credit Solutions Programs

Credit Coach

At Advanced Credit Solutions we pride ourselves on accuracy and education. If you just need to be pointed in the right direction, this is the perfect program. A representative from ACS will meet with you, go over the credit reports, and advise you on how to fix the problems. We even give you the letters and forms for free!

Basic Service Package

Our basic service package is our most popular. The program consists of 3 steps. First, we meet for a free consultation to make sure our program is right for you. Second, we go through the credit reports account by account and compose dispute letters for anything inaccurate, duplicate, or unverifiable. These letters are then sent out certified by ACS. Third, once the investigations have been received, we will make sure everything was done properly and put together a “Game Plan”. The “Game Plan” is the most important part of our program because this is where we show you how to avoid this situation in the future. The program lasts for an estimated 60-days.

One-Year Package

This package is only offered to the client that will have 3 qualifying credit events in the next 12-months. An Advanced Credit Solutions representative will be on retainer for that time period to work on the report or answer any questions.

Take the credit challenge!

A great program for consumers who are real close to the next score level! If you have a credit score 15 points or less from your goal, we will meet that goal within 60-days or our service is FREE!

Free credit repair seminars –click here!

A great way to learn about how we get our credit scores, what they mean, and what we can do about it.


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